October 25, 2019

papers signed (not marriage this time but very similar)

we got tickets to Omar Souleyman's concert in fabruary with Eve & Mikko. im not big on concerts but i'm looking forward to it, he's such a different type of artist.

my new work laptop arrived last week. 

on sunday we decided to attend a mental health and wellbeing talk + workshop impromptu, just woke up and saw it's at the local movie theatre's event space. it was a really good and refreshing afternoon. something different.  


tough week, ive been wantingt to kill people at times, the stress of getting a solicitor to do their jobs can be pretty astounding.
we finally exchanged on our flat yesterday. in english it means that contracts have been signed  and it's official*. but in England...this is not the end of it! the solicitors have now moved our case to the "completion team" - lol - who will do the paperwork to complete (means=close the books) by friday which is when we are due the keys. usually the time between exchange and completion is 2 weeks but since our mortgage is from finland it's like 'cash' in this situation and the process can be faster and i pretty obsessively pushed for this friday cos i wanted to utilise the weekend. im hoping to get started with design and contractors on saturday. need to schedule some to come see the flat and give a quote on what we need to get done. which is a difficult question. the kitchen especially is a mystery. we've looked at it and fitting the diswasher... oh boy.

right now what matters - besides having this property stress finished - is that brexit is not here yet. ive kept my eyes peeled on what Johnson and Tusk and everyone else is up to and not only because i followed the currency exchange rates. so we live another day...



*exchange: exchanging of contracts. both us and the seller have printed and signed the the contracts days ago and had to send them to the solicitors in paper. on the day, which is the day the solicitor is finally happy with everything...  they send a formal message to all participants in the lines of 

"We are now ready to exchange contracts in connection with...   at a purchase price of ...   The completion date agreed is....

Please see the below following terms and confirm by response to this message that these terms as also as per your understanding:
  1. No allowances have been agreed
  2. No retentions have been agreed
  3. No indemnity policies after being taken out at a cost to yourself nor being supplied to you by the seller upon completion.
  4. No additional payment is being made for Fittings and/or Contents.
If you are happy to proceed on the above terms then please can you reply to this message providing your authority for contracts to be exchanged on the above basis as soon as possible. When you have sent your message, please can you telephone to verbally authorise that we can proceed to exchange."

after this you have to call the solicitor's and they will go through a compulsory speech after which you again agree. then, maybe, finally, hopefully the solicitors will have a phone call and confirm everything and..."exchange contracts". i would say it's 16th century but phoes didn't exist then so not sure what to say. not surprised UK is stuck in the brexit situation...

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